Tool #1 — the lead checker
Every result on page one for this question is prose — a publisher naming the situations (lost title, title never transferred, title in a deceased person's name, a lienholder holding it, a home converted to real property) and leaving you to route yourself. This checker routes you: one answer, for your state and your situation, with the agency, the form, the verified fee, who must sign, and the blockers that stop filings — from a dataset built state by state from agency and statute sources, verified October 2026.
Tell it your state, what is wrong with the title, where the home sits, and how it was built. It answers with that state's path: the agency, the form, the verified fee, who must sign, and the blockers to clear first — plus which loan doors are even open on your facts. No login, nothing uploaded; it runs on this page.
Deep, form-level paths cover 15 states at launch. Every other state gets the honest general route through its titling agency — never a guessed form or fee.
How to read the answer: blockers print first because they decide the order — a duplicate application filed while a lien release is missing comes back stamped, not titled. The financing verdict at the end of the result is routing only: which loan doors your title status, land, foundation, and build year leave open. This site never computes a loan payment.
The situations in words first: selling without a title, a lost title, a title never transferred, a title in a deceased person's name, bonded title, conversion to real property.