Florida title problems, computed
In Florida, a manufactured home's paper is a Certificate of Title (electronic title by default; paper certificate on request), and the office that holds it is the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). This page is the whole process in one place: the duplicate path, the transfer, the bonded branch where the state offers one, the never-transferred and deceased-owner routes, and conversion to real property — with the form, the verified fee, and who must sign, from the state's own sources.
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Titles issued via county tax collectors; electronic title is default, paper on request.
Florida Department of Highway Safety and Motor Vehicles (FLHSMV) — https://www.flhsmv.gov/. Every fee on this page is printed only where the dataset verified it; where a fee was not verified, the page sends you to the agency page for the current figure instead of guessing.
1) Check whether your title is electronic first in the FLHSMV Motor Vehicle Check — if it is, you only need a paper print, not a duplicate. 2) If the paper title is truly lost, complete Form HSMV 82101. 3) Take or mail it with photo ID to your county tax collector. 4) Pay the fee; the duplicate is mailed, or ask for fast title in person.
Form: HSMV 82101 — Application for Duplicate or Lost in Transit/Reassignment for a Motor Vehicle, Mobile Home or Vessel Title Certificate
Fee: $75.25 electronic duplicate; $77.75 printed paper title (adds $2.50); +$2 per lien; +$10 fast title. No fee if lost in transit and applied for within 180 days.
Who may apply: Titled owner of record or lienholder of record only
Seller signs the assignment on the title and completes a bill of sale (Form HSMV 82050). Buyer files for a new title at the county tax collector within 30 days with the assigned title, ID, and fees plus 6% sales tax. Both the seller's signature and the buyer's application are needed.
Form: Certificate assignment + HSMV 82050 (bill of sale); buyer title application via tax collector
Fee: $75.25 transfer (electronic); +$2.50 paper; +$20 late fee after 30 days
Who must sign: Seller (all titled owners) must sign the assignment; buyer signs the application
No bonded-title program was verified for Florida in our October 2026 dataset. The usual routes are the owner of record applying for a duplicate and signing over, or a court order establishing ownership.
If you hold a signed title that was never filed, file it now with the tax collector and pay the late fee. If the seller never signed or cannot be found, FLHSMV cannot issue you a title on a bill of sale alone — the titled owner must apply for a duplicate and sign over, or you need a court order. Do not pay in full for a home with no signed title.
Florida Statute 319.28 allows transfer by operation of law without formal probate in many cases: the surviving spouse or heir files an affidavit with a certified death certificate at the tax collector. Jointly titled homes with survivorship pass to the survivor with a death certificate. Larger estates may still need probate papers.
Yes — each section of a multi-section home has its own title record / VIN; FLHSMV titles each transportable section separately in practice. Verify both sections before buying.
Eligibility: Home permanently affixed to land owned by the homeowner; title surrendered.
Owner surrenders the title(s) to the county tax collector / property appraiser process so the home is assessed as real property; the title is retired. Reversing it requires re-titling.
Form: Confirm the current form with the titling agency before you file — the form for this step was not verified in our October 2026 dataset.
Fee: The current fee is listed on the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) page — check it there before you go: https://www.flhsmv.gov/
Why people do this: converting from personal-property titling to real-property titling saves a typical borrower about $49,000 over a $100,000 loan (Pew, February 2026). The full routing picture — which loan doors conversion opens — is on the financing-by-title-status page and in the conversion explainer.
Same state, other problem: Florida mobile home park laws — lot rent, closure, and purchase rights →
This state's titling definitions sit inside the federal ROAD Act parity wave (states certify by July 11, 2027 — July 11, 2028 for biennial-legislature states). See the ROAD Act tracker →
See the $39 Manufactured Home Playbook
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Verified October 2026. State data verified October 2026 — re-checked quarterly.
General information about how the process works in your state — not legal advice. For a contested eviction, a park-sale fight, or a title dispute with a lienholder, a local attorney or legal-aid office is the next step.