Tennessee title problems, computed
In Tennessee, a manufactured home's paper is a Certificate of Title, and the office that holds it is the Tennessee Department of Revenue, Vehicle Services (titles issued through County Clerks). This page is the whole process in one place: the duplicate path, the transfer, the bonded branch where the state offers one, the never-transferred and deceased-owner routes, and conversion to real property — with the form, the verified fee, and who must sign, from the state's own sources.
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All title applications are filed through your County Clerk; the Department of Revenue, Vehicle Services Division, is the state authority.
Tennessee Department of Revenue, Vehicle Services (titles issued through County Clerks) — https://revenue.support.tn.gov/hc/en-us/articles/360060398651-VT-6-How-to-Obtain-a-Duplicate-Title. Every fee on this page is printed only where the dataset verified it; where a fee was not verified, the page sends you to the agency page for the current figure instead of guessing.
1) Complete the Multi-Purpose, Noting of Lien and Duplicate Title Application (Form F-1315201). 2) File in person or by mail through your local County Clerk (lienholders and out-of-state applicants file through the clerk of the owner's last Tennessee residence). 3) Include proof of any liens discharged; in person, bring photo ID, and a Power of Attorney if someone other than the owner files. Only one owner's signature is required even if the home is titled in two names. 4) Pay the fee; if a lien remains, the request must come from the lienholder and the duplicate is sent to the first lienholder.
Form: Form F-1315201 — Multi-Purpose, Noting of Lien and Duplicate Title Application
Fee: The current fee is listed on the Tennessee Department of Revenue, Vehicle Services (titles issued through County Clerks) page — check it there before you go: https://revenue.support.tn.gov/hc/en-us/articles/360060398651-VT-6-How-to-Obtain-a-Duplicate-Title
Who may apply: Vehicle/home owner, or lienholder if a lien remains
Seller assigns the title; every transfer in the chain must show a seller and a purchaser in date order, each seller signing the sale and each purchaser signing the purchase (County Clerk Guide chain-of-ownership rule). If sellers/buyers are joined by 'and,' every individual must sign. Buyer files the assigned title and application through the County Clerk and pays title/transfer fees and taxes.
Form: Assignment on title / title extension form + County Clerk title application (Form RV-F1310301 family)
Fee: The current fee is listed on the Tennessee Department of Revenue, Vehicle Services (titles issued through County Clerks) page — check it there before you go: https://revenue.support.tn.gov/hc/en-us/articles/360060398651-VT-6-How-to-Obtain-a-Duplicate-Title
Who must sign: Each seller and each purchaser in the chain; all owners joined by 'and' must sign
No bonded-title program was verified for Tennessee in our October 2026 dataset. The usual routes are the owner of record applying for a duplicate and signing over, or a court order establishing ownership.
Complete the chain of ownership: the clerk will reject a packet where any transfer lacks a seller or purchaser signature, or where the Tennessee title in the chain is missing (a duplicate application + fee must then be filed for that link). If a prior owner cannot be found to sign, expect the clerk to require that link to be cured by that owner or by a court process — a skipped signature is rejection reason (07)/(13) in the County Clerk Guide.
The estate's representative / heir files through the County Clerk with certified death certificate and estate authority, using the duplicate application first if the decedent's title is missing, then the transfer packet with a complete signed chain.
Title fee is charged for the certificate 'for the manufactured home or for each component unit' in the de-title reinstatement rules — multi-unit homes carry per-unit titles/fees. Verify every unit's title before buying.
Eligibility: Home affixed to real property; owner requests de-titling / surrender of the title so the home is treated with the land.
To de-title: send Vehicle Services a letter of request, the Certificate of Title or MCO/MSO, a certified copy of the warranty deed / conveyance instrument, and a certified copy of the recorded Affidavit of Affixation from the Register of Deeds where the home sits (email packet to VehicleServices.Research@tn.gov per the County Clerk Guide). To REINSTATE a cancelled title later (e.g., to sell the home without the land): apply through the County Clerk with the Multi-Purpose application, an abstract of land showing ownership of the home and land and all mortgages, a lien release or lienor's statement for every lienholder on the abstract, and the title fee for the home or each component unit.
Form: Affidavit of Affixation (recorded) + Multi-Purpose, Noting of Lien and Duplicate Title Application for reinstatement
Fee: The current fee is listed on the Tennessee Department of Revenue, Vehicle Services (titles issued through County Clerks) page — check it there before you go: https://revenue.support.tn.gov/hc/en-us/articles/360060398651-VT-6-How-to-Obtain-a-Duplicate-Title
Why people do this: converting from personal-property titling to real-property titling saves a typical borrower about $49,000 over a $100,000 loan (Pew, February 2026). The full routing picture — which loan doors conversion opens — is on the financing-by-title-status page and in the conversion explainer.
Same state, other problem: Tennessee mobile home park laws — lot rent, closure, and purchase rights →
This state's titling definitions sit inside the federal ROAD Act parity wave (states certify by July 11, 2027 — July 11, 2028 for biennial-legislature states). See the ROAD Act tracker →
See the $39 Manufactured Home Playbook
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Verified October 2026. State data verified October 2026 — re-checked quarterly.
General information about how the process works in your state — not legal advice. For a contested eviction, a park-sale fight, or a title dispute with a lienholder, a local attorney or legal-aid office is the next step.